Taxes when buying a house in Arkansas

An Arkansas buyer usually pays half of the $3.30 per $1,000 transfer tax, which is $1.65 for every $1,000 of the price. Arkansas does not tax the mortgage.

Purchase price

State

Down payment

Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyArkansas · Rates verified November 2026

Pay to the order ofState and county tax offices$660

Six hundred sixty and 00/100 dollars

On a $400,000 purchase with a $320,000 loan

Taxes the buyer pays
Transfer tax, buyer's share$3.30 per $1,000 (0.33%)	$660
Total buyer taxes	$660

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a Arkansas home buyer is taxed on

Buyer's taxes: Transfer tax: $3.30 per $1,000 (0.33%). Buyer and seller split it evenly by custom. The statute puts $2.20 of the $3.30 on the buyer, so check what your contract says.
Transfer tax: Buyer and seller split it evenly by custom. The statute puts $2.20 of the $3.30 on the buyer, so check what your contract says.
Sales tax: None. A home is real estate, and sales tax does not apply to it.
Official source: Arkansas Code 26-60-105
Last verified: November 2026

Arkansas buyer taxes at common prices

Purchase price	Loan with 20% down	Buyer's taxes
$150,000	$120,000	$247.50
$250,000	$200,000	$412.50
$400,000	$320,000	$660
$600,000	$480,000	$990
$1,000,000	$800,000	$1,650

Questions Arkansas buyers ask

Do buyers pay transfer tax in Arkansas?

Buyer and seller split it evenly by custom. The statute puts $2.20 of the $3.30 on the buyer, so check what your contract says.

Is there a mortgage tax in Arkansas?

No. Arkansas does not tax the recording of a mortgage. The county charges only a flat fee to record it.

Is there sales tax when you buy a house in Arkansas?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way. The one-time taxes a Arkansas buyer does pay are listed on this page.

How much tax does a buyer pay at closing in Arkansas?

On a $400,000 home bought with 20% down, a Arkansas buyer pays about $660 in state and local taxes: $660 in transfer tax, buyer's share. Lender fees, title insurance and prepaid property tax come on top.

Selling in Arkansas? Use the Arkansas transfer tax calculator.