Taxes when buying a house in Maine

A Maine buyer pays half of the transfer tax by law: $1.10 for every $500 of the price, and $3.00 per $500 on the part above $1 million.

Purchase price

State

Down payment

Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyMaine · Rates verified November 2026

Pay to the order ofState and county tax offices$880

Eight hundred eighty and 00/100 dollars

On a $400,000 purchase with a $320,000 loan

Taxes the buyer pays
Transfer tax, buyer's share$2.20 per $500 (0.44%), and $6.00 per $500 above $1 million	$880
Total buyer taxes	$880

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a Maine home buyer is taxed on

Buyer's taxes: Transfer tax: $2.20 per $500 (0.44%), and $6.00 per $500 above $1 million. Buyer and seller pay half each by law. The seller's half is $1.10 per $500, or $3.00 per $500 on the part above $1 million.
Transfer tax: Buyer and seller pay half each by law. The seller's half is $1.10 per $500, or $3.00 per $500 on the part above $1 million.
Sales tax: None. A home is real estate, and sales tax does not apply to it.
Official source: Maine Revised Statutes Title 36, section 4641-A
Last verified: November 2026

Maine buyer taxes at common prices

Purchase price	Loan with 20% down	Buyer's taxes
$150,000	$120,000	$330
$250,000	$200,000	$550
$400,000	$320,000	$880
$600,000	$480,000	$1,320
$1,000,000	$800,000	$2,200

Questions Maine buyers ask

Do buyers pay transfer tax in Maine?

Buyer and seller pay half each by law. The seller's half is $1.10 per $500, or $3.00 per $500 on the part above $1 million.

Is there a mortgage tax in Maine?

No. Maine does not tax the recording of a mortgage. The county charges only a flat fee to record it.

Is there sales tax when you buy a house in Maine?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way. The one-time taxes a Maine buyer does pay are listed on this page.

How much tax does a buyer pay at closing in Maine?

On a $400,000 home bought with 20% down, a Maine buyer pays about $880 in state and local taxes: $880 in transfer tax, buyer's share. Lender fees, title insurance and prepaid property tax come on top.

Selling in Maine? Use the Maine transfer tax calculator.