US Home Sales Tax

Taxes when buying a house in Nebraska

Nebraska does not tax the buyer on a home purchase or on the mortgage. The transfer tax ($3.32 per $1,000 (0.332%)) is usually paid by the seller.

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Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyNebraska ยท Rates verified November 2026
Pay to the order ofState and county tax offices$0

Zero and 00/100 dollars

Nebraska does not tax the buyer on this purchase.

Taxes the buyer pays
Tax on the purchase$0
Total buyer taxes$0

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a Nebraska home buyer is taxed on

Buyer's taxes
None on the purchase or the mortgage.
Transfer tax
The seller.
Sales tax
None. A home is real estate, and sales tax does not apply to it.
Official source
Nebraska Department of Revenue, documentary stamp tax rate history
Last verified

Nebraska buyer taxes at common prices

Purchase priceLoan with 20% downBuyer's taxes
$150,000$120,000$0
$250,000$200,000$0
$400,000$320,000$0
$600,000$480,000$0
$1,000,000$800,000$0

Questions Nebraska buyers ask

Do buyers pay transfer tax in Nebraska?

The seller.

Is there a mortgage tax in Nebraska?

No. Nebraska does not tax the recording of a mortgage. The county charges only a flat fee to record it.

Is there sales tax when you buy a house in Nebraska?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way.

How much tax does a buyer pay at closing in Nebraska?

Usually none. On a $400,000 home a Nebraska buyer owes no state or local tax on the purchase itself. Closing costs still include lender fees, title insurance and prepaid property tax.

Selling in Nebraska? Use the Nebraska transfer tax calculator.

Buyer taxes in other states