US Home Sales Tax

Taxes when buying a house in New Hampshire

A New Hampshire buyer pays their own half of the real estate transfer tax: $0.75 for every $100 of the price, or 0.75%. The seller pays the same amount.

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Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyNew Hampshire ยท Rates verified November 2026
Pay to the order ofState and county tax offices$3,000

Three thousand and 00/100 dollars

On a $400,000 purchase with a $320,000 loan

Taxes the buyer pays
Transfer tax, buyer's share$1.50 per $100 (1.5%), half from each side$3,000
Total buyer taxes$3,000

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a New Hampshire home buyer is taxed on

Buyer's taxes
Transfer tax: $1.50 per $100 (1.5%), half from each side. Buyer and seller each pay their own half, 0.75% of the price.
Transfer tax
Buyer and seller each pay their own half, 0.75% of the price.
Sales tax
None. A home is real estate, and sales tax does not apply to it.
Official source
New Hampshire Department of Revenue Administration
Last verified

New Hampshire buyer taxes at common prices

Purchase priceLoan with 20% downBuyer's taxes
$150,000$120,000$1,125
$250,000$200,000$1,875
$400,000$320,000$3,000
$600,000$480,000$4,500
$1,000,000$800,000$7,500

Questions New Hampshire buyers ask

Do buyers pay transfer tax in New Hampshire?

Buyer and seller each pay their own half, 0.75% of the price.

Is there a mortgage tax in New Hampshire?

No. New Hampshire does not tax the recording of a mortgage. The county charges only a flat fee to record it.

Is there sales tax when you buy a house in New Hampshire?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way. The one-time taxes a New Hampshire buyer does pay are listed on this page.

How much tax does a buyer pay at closing in New Hampshire?

On a $400,000 home bought with 20% down, a New Hampshire buyer pays about $3,000 in state and local taxes: $3,000 in transfer tax, buyer's share. Lender fees, title insurance and prepaid property tax come on top.

Selling in New Hampshire? Use the New Hampshire transfer tax calculator.

Buyer taxes in other states