US Home Sales Tax

Taxes when buying a house in Oregon

Oregon does not tax a home purchase. In Washington County the buyer usually pays half of the county transfer tax, which comes to $0.50 per $1,000 of the price.

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Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyOregon ยท Rates verified November 2026
Pay to the order ofState and county tax offices$0

Zero and 00/100 dollars

Oregon does not tax the buyer on this purchase.

Taxes the buyer pays
Tax on the purchase$0
Total buyer taxes$0

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a Oregon home buyer is taxed on

Buyer's taxes
None on the purchase or the mortgage.
Transfer tax
Nobody in most of Oregon. In Washington County the buyer and seller usually pay half each.
Sales tax
None. A home is real estate, and sales tax does not apply to it.
Official source
Washington County, Oregon, Assessment and Taxation
Last verified

Oregon buyer taxes at common prices

Purchase priceLoan with 20% downBuyer's taxes
$150,000$120,000$0
$250,000$200,000$0
$400,000$320,000$0
$600,000$480,000$0
$1,000,000$800,000$0

At the "Outside Washington County" rate. Other locations are in the next table.

Buyer taxes by location in Oregon

CountyBuyer's taxes on a $400,000 home
Outside Washington County$0
Washington County$200

Questions Oregon buyers ask

Do buyers pay transfer tax in Oregon?

Nobody in most of Oregon. In Washington County the buyer and seller usually pay half each.

Is there a mortgage tax in Oregon?

No. Oregon does not tax the recording of a mortgage. The county charges only a flat fee to record it.

Is there sales tax when you buy a house in Oregon?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way.

How much tax does a buyer pay at closing in Oregon?

Usually none. On a $400,000 home a Oregon buyer owes no state or local tax on the purchase itself. Closing costs still include lender fees, title insurance and prepaid property tax.

Selling in Oregon? Use the Oregon seller net proceeds calculator.

Buyer taxes in other states