US Home Sales Tax

Taxes when buying a house in Louisiana

Louisiana does not tax a home purchase. In New Orleans a buyer with a mortgage pays a flat $325 documentary transaction tax when the mortgage is recorded.

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Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyLouisiana ยท Rates verified November 2026
Pay to the order ofState and county tax offices$0

Zero and 00/100 dollars

Louisiana does not tax the buyer on this purchase.

Taxes the buyer pays
Tax on the purchase$0
Total buyer taxes$0

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a Louisiana home buyer is taxed on

Buyer's taxes
None on the purchase or the mortgage.
Transfer tax
Nobody in most of the state. In Orleans Parish the seller pays the $325 tax on the sale, and the buyer pays another $325 if a mortgage is recorded.
Sales tax
None. A home is real estate, and sales tax does not apply to it.
Official source
Orleans Parish Clerk of Civil District Court
Last verified

Louisiana buyer taxes at common prices

Purchase priceLoan with 20% downBuyer's taxes
$150,000$120,000$0
$250,000$200,000$0
$400,000$320,000$0
$600,000$480,000$0
$1,000,000$800,000$0

At the "Outside Orleans Parish" rate. Other locations are in the next table.

Buyer taxes by location in Louisiana

ParishBuyer's taxes on a $400,000 home
Outside Orleans Parish$0
Orleans Parish (New Orleans)$325

Questions Louisiana buyers ask

Do buyers pay transfer tax in Louisiana?

Nobody in most of the state. In Orleans Parish the seller pays the $325 tax on the sale, and the buyer pays another $325 if a mortgage is recorded.

Is there a mortgage tax in Louisiana?

Only in Orleans Parish, where recording a mortgage costs a flat $325 in documentary transaction tax.

Is there sales tax when you buy a house in Louisiana?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way.

How much tax does a buyer pay at closing in Louisiana?

Usually none. On a $400,000 home a Louisiana buyer owes no state or local tax on the purchase itself. Closing costs still include lender fees, title insurance and prepaid property tax.

Selling in Louisiana? Use the Louisiana seller net proceeds calculator.

Buyer taxes in other states