US Home Sales Tax

Home sale net proceeds calculator

See what you keep after selling your home. Every state's transfer tax is built in, so you only enter your price.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsRates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxPick a state
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How the estimate is worked out

The calculator starts with your sale price and takes off four things: the agent commission, the transfer tax your state charges the seller, other closing costs such as title and escrow fees, and whatever you still owe on the mortgage. What is left is your net proceeds, the amount on the check or wire you get at closing.

Transfer tax is the part most calculators leave to you. Rates run from nothing in 15 states to several percent in a few cities, and the rules differ on who pays. We keep each state's rule on file with a link to the official source and the date we last checked it.

Buying a home?

Buyers face a different set of taxes: a share of the transfer tax in some states, and recordation or mortgage taxes in others. The home buyer tax calculator works them out for every state.

Guides

Calculators by state