US Home Sales Tax

Taxes when buying a house in Colorado

A Colorado buyer pays the state documentary fee of one cent per $100 of the price, $40 on a $400,000 home. Some resort towns charge their own transfer tax on top, and it is usually the buyer who pays it.

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Loan amount: $320,000. Some states tax the mortgage, so the loan size changes the result there. Paying cash? Enter 100.

Estimated taxes when you buyColorado ยท Rates verified November 2026
Pay to the order ofState and county tax offices$40

Forty and 00/100 dollars

On a $400,000 purchase with a $320,000 loan

Taxes the buyer pays
Transfer tax, buyer's share$0.01 per $100 (0.01%)$40
Total buyer taxes$40

Taxes only. Lender fees, title insurance, flat recording fees and prepaid property tax are separate closing costs.

What a Colorado home buyer is taxed on

Buyer's taxes
Transfer tax: $0.01 per $100 (0.01%). The buyer, by custom. It is collected when the deed is recorded.
Transfer tax
The buyer, by custom. It is collected when the deed is recorded.
Sales tax
None. A home is real estate, and sales tax does not apply to it.
Official source
Weld County Clerk and Recorder
Last verified

Colorado buyer taxes at common prices

Purchase priceLoan with 20% downBuyer's taxes
$150,000$120,000$15
$250,000$200,000$25
$400,000$320,000$40
$600,000$480,000$60
$1,000,000$800,000$100

Questions Colorado buyers ask

Do buyers pay transfer tax in Colorado?

The buyer, by custom. It is collected when the deed is recorded.

Is there a mortgage tax in Colorado?

No. Colorado does not tax the recording of a mortgage. The county charges only a flat fee to record it.

Is there sales tax when you buy a house in Colorado?

No. Sales tax applies to goods and some services, and a house is real estate, which no state taxes that way. The one-time taxes a Colorado buyer does pay are listed on this page.

How much tax does a buyer pay at closing in Colorado?

On a $400,000 home bought with 20% down, a Colorado buyer pays about $40 in state and local taxes: $40 in transfer tax, buyer's share. Lender fees, title insurance and prepaid property tax come on top.

Selling in Colorado? Use the Colorado transfer tax calculator.

Buyer taxes in other states