US Home Sales Tax

Arizona seller net proceeds calculator

Arizona has no transfer tax. The county recorder collects a flat $2 fee when the Affidavit of Property Value is filed with the deed.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsArizona ยท Rates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxArizona has no transfer tax.$0
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How transfer tax works in Arizona

Rate
None
Who usually pays
Nobody. Arizona does not tax the transfer of a home.
Local taxes
None.
Official source
Arizona Revised Statutes 11-1132
Last verified

What a Arizona seller keeps at common sale prices

Sale priceSeller keeps before mortgage payoff
$150,000$140,250
$250,000$233,750
$400,000$374,000
$600,000$561,000
$1,000,000$935,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Arizona sellers ask

Does Arizona have a real estate transfer tax?

No. Arizona has no transfer tax. The county recorder collects a flat $2 fee when the Affidavit of Property Value is filed with the deed.

Who pays the transfer tax in Arizona, the buyer or the seller?

Nobody. Arizona does not tax the transfer of a home.

Are there city or county transfer taxes in Arizona?

No. Arizona cities and counties do not add one.

How do I estimate my net proceeds in Arizona?

Start with the sale price, then subtract the agent commission, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Arizona seller keeps about $374,000 before paying off the mortgage.

Buying in Arizona instead? See taxes when buying a house in Arizona.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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