US Home Sales Tax

Kentucky transfer tax calculator

Kentucky charges $0.50 for every $500 of the value stated in the deed, rounded up to the next $500.

$
$
%
%

Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsKentucky ยท Rates verified November 2026
Pay to the order ofYou, the seller$373,600

Three hundred seventy-three thousand six hundred and 00/100 dollars

$400,000 sale, less $26,400 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxRate: $0.50 per $500 (0.1%). Usually paid by the seller.-$400
Other closing costs-$4,000
Mortgage payoff$0
You keep$373,600

How transfer tax works in Kentucky

Rate
$0.50 per $500 (0.1%)
Who usually pays
The seller. The statute puts the tax on the person granting the deed.
Local taxes
None.
Official source
Henderson County Clerk (KRS 142.050)
Last verified

Kentucky transfer tax at common sale prices

Sale priceTotal transfer taxSeller's usual shareSeller keeps before mortgage payoff
$150,000$150$150$140,100
$250,000$250$250$233,500
$400,000$400$400$373,600
$600,000$600$600$560,400
$1,000,000$1,000$1,000$934,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Kentucky sellers ask

How much is transfer tax in Kentucky?

Kentucky charges $0.50 per $500 (0.1%). On a $400,000 sale the total comes to $400, and the seller's usual share is $400.

Who pays the transfer tax in Kentucky, the buyer or the seller?

The seller. The statute puts the tax on the person granting the deed.

Are there city or county transfer taxes in Kentucky?

No. The rate is the same everywhere in Kentucky.

How do I estimate my net proceeds in Kentucky?

Start with the sale price, then subtract the agent commission, your share of the transfer tax, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Kentucky seller keeps about $373,600 before paying off the mortgage.

Buying in Kentucky instead? See taxes when buying a house in Kentucky.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

Other states