US Home Sales Tax

Indiana seller net proceeds calculator

Indiana has no transfer tax. The only state charge on a sale is a $20 fee for filing the sales disclosure form.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsIndiana ยท Rates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxIndiana has no transfer tax.$0
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How transfer tax works in Indiana

Rate
None
Who usually pays
Nobody. Indiana does not tax the transfer of a home.
Local taxes
None.
Official source
Indiana Department of Local Government Finance
Last verified

What a Indiana seller keeps at common sale prices

Sale priceSeller keeps before mortgage payoff
$150,000$140,250
$250,000$233,750
$400,000$374,000
$600,000$561,000
$1,000,000$935,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Indiana sellers ask

Does Indiana have a real estate transfer tax?

No. Indiana has no transfer tax. The only state charge on a sale is a $20 fee for filing the sales disclosure form.

Who pays the transfer tax in Indiana, the buyer or the seller?

Nobody. Indiana does not tax the transfer of a home.

Are there city or county transfer taxes in Indiana?

No. Indiana cities and counties do not add one.

How do I estimate my net proceeds in Indiana?

Start with the sale price, then subtract the agent commission, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Indiana seller keeps about $374,000 before paying off the mortgage.

Buying in Indiana instead? See taxes when buying a house in Indiana.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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