US Home Sales Tax

Michigan transfer tax calculator

Michigan charges $3.75 per $500 for the state and $0.55 per $500 for the county, $8.60 per $1,000 in total.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsMichigan ยท Rates verified November 2026
Pay to the order ofYou, the seller$370,560

Three hundred seventy thousand five hundred sixty and 00/100 dollars

$400,000 sale, less $29,440 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxRate: $8.60 per $1,000 (0.86%). Usually paid by the seller.-$3,440
Other closing costs-$4,000
Mortgage payoff$0
You keep$370,560

How transfer tax works in Michigan

Rate
$8.60 per $1,000 (0.86%)
Who usually pays
The seller pays both the state and the county tax.
Local taxes
None.
Official source
Alger County Register of Deeds (MCL 207.504 and 207.525)
Last verified

Michigan transfer tax at common sale prices

Sale priceTotal transfer taxSeller's usual shareSeller keeps before mortgage payoff
$150,000$1,290$1,290$138,960
$250,000$2,150$2,150$231,600
$400,000$3,440$3,440$370,560
$600,000$5,160$5,160$555,840
$1,000,000$8,600$8,600$926,400

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Michigan sellers ask

How much is transfer tax in Michigan?

Michigan charges $8.60 per $1,000 (0.86%). On a $400,000 sale the total comes to $3,440, and the seller's usual share is $3,440.

Who pays the transfer tax in Michigan, the buyer or the seller?

The seller pays both the state and the county tax.

Are there city or county transfer taxes in Michigan?

No. The rate is the same everywhere in Michigan.

How do I estimate my net proceeds in Michigan?

Start with the sale price, then subtract the agent commission, your share of the transfer tax, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Michigan seller keeps about $370,560 before paying off the mortgage.

Buying in Michigan instead? See taxes when buying a house in Michigan.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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