US Home Sales Tax

North Dakota seller net proceeds calculator

North Dakota has no real estate transfer tax.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsNorth Dakota ยท Rates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxNorth Dakota has no transfer tax.$0
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How transfer tax works in North Dakota

Rate
None
Who usually pays
Nobody. North Dakota does not tax the transfer of a home.
Local taxes
None.
Official source
North Dakota Office of State Tax Commissioner
Last verified

What a North Dakota seller keeps at common sale prices

Sale priceSeller keeps before mortgage payoff
$150,000$140,250
$250,000$233,750
$400,000$374,000
$600,000$561,000
$1,000,000$935,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions North Dakota sellers ask

Does North Dakota have a real estate transfer tax?

No. North Dakota has no real estate transfer tax.

Who pays the transfer tax in North Dakota, the buyer or the seller?

Nobody. North Dakota does not tax the transfer of a home.

Are there city or county transfer taxes in North Dakota?

No. North Dakota cities and counties do not add one.

How do I estimate my net proceeds in North Dakota?

Start with the sale price, then subtract the agent commission, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a North Dakota seller keeps about $374,000 before paying off the mortgage.

Buying in North Dakota instead? See taxes when buying a house in North Dakota.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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