US Home Sales Tax

Tennessee transfer tax calculator

Tennessee charges a recordation tax of $0.37 for every $100 of the sale price. The buyer is responsible for it, so most sellers owe nothing.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsTennessee ยท Rates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxRate: $0.37 per $100 (0.37%). Usually paid by the buyer.$0
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How transfer tax works in Tennessee

Rate
$0.37 per $100 (0.37%)
Who usually pays
The buyer. Tennessee law makes the person receiving the deed responsible.
Local taxes
None.
Official source
Tennessee Department of Revenue, Realty Transfer Tax Manual
Last verified

Tennessee transfer tax at common sale prices

Sale priceTotal transfer taxSeller's usual shareSeller keeps before mortgage payoff
$150,000$555$0$140,250
$250,000$925$0$233,750
$400,000$1,480$0$374,000
$600,000$2,220$0$561,000
$1,000,000$3,700$0$935,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Tennessee sellers ask

How much is transfer tax in Tennessee?

Tennessee charges $0.37 per $100 (0.37%). On a $400,000 sale the total comes to $1,480, and the seller's usual share is $0.

Who pays the transfer tax in Tennessee, the buyer or the seller?

The buyer. Tennessee law makes the person receiving the deed responsible.

Are there city or county transfer taxes in Tennessee?

No. The rate is the same everywhere in Tennessee.

How do I estimate my net proceeds in Tennessee?

Start with the sale price, then subtract the agent commission, your share of the transfer tax, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Tennessee seller keeps about $374,000 before paying off the mortgage.

Buying in Tennessee instead? See taxes when buying a house in Tennessee.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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