US Home Sales Tax

Florida transfer tax calculator

Florida charges documentary stamp tax of $0.70 for every $100 of the sale price, rounded up to the next $100. Miami-Dade County uses a lower rate of $0.60.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsFlorida ยท Rates verified November 2026
Pay to the order ofYou, the seller$371,200

Three hundred seventy-one thousand two hundred and 00/100 dollars

$400,000 sale, less $28,800 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxRate: $0.70 per $100 (0.7%). Usually paid by the seller.-$2,800
Other closing costs-$4,000
Mortgage payoff$0
You keep$371,200

How transfer tax works in Florida

Rate
$0.70 per $100 (0.7%)
Who usually pays
The seller, by custom. Legally every party to the deed is liable, so the contract decides.
Local taxes
Only Miami-Dade differs. It charges $0.60 per $100, plus a $0.45 surtax that does not apply to a single-family home.
Official source
Florida Department of Revenue
Last verified

Florida transfer tax at common sale prices

Sale priceTotal transfer taxSeller's usual shareSeller keeps before mortgage payoff
$150,000$1,050$1,050$139,200
$250,000$1,750$1,750$232,000
$400,000$2,800$2,800$371,200
$600,000$4,200$4,200$556,800
$1,000,000$7,000$7,000$928,000

Assumes a 5.5% agent commission and 1% in other closing costs, at the "All counties except Miami-Dade" rate. Change any figure in the calculator above.

Local rates in Florida

CountyTotal tax on a $400,000 saleSeller's usual share
All counties except Miami-Dade$2,800$2,800
Miami-Dade (single-family home)$2,400$2,400
Miami-Dade (condo or other property)$4,200$4,200

Questions Florida sellers ask

How much is transfer tax in Florida?

Florida charges $0.70 per $100 (0.7%). On a $400,000 sale the total comes to $2,800, and the seller's usual share is $2,800.

Who pays the transfer tax in Florida, the buyer or the seller?

The seller, by custom. Legally every party to the deed is liable, so the contract decides.

Are there local transfer taxes in Florida?

Only Miami-Dade differs. It charges $0.60 per $100, plus a $0.45 surtax that does not apply to a single-family home.

How do I estimate my net proceeds in Florida?

Start with the sale price, then subtract the agent commission, your share of the transfer tax, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Florida seller keeps about $371,200 before paying off the mortgage.

Buying in Florida instead? See taxes when buying a house in Florida.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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