US Home Sales Tax

Idaho seller net proceeds calculator

Idaho has no real estate transfer tax, at the state level or locally.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsIdaho ยท Rates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxIdaho has no transfer tax.$0
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How transfer tax works in Idaho

Rate
None
Who usually pays
Nobody. Idaho does not tax the transfer of a home.
Local taxes
None.
Official source
Idaho State Tax Commission
Last verified

What a Idaho seller keeps at common sale prices

Sale priceSeller keeps before mortgage payoff
$150,000$140,250
$250,000$233,750
$400,000$374,000
$600,000$561,000
$1,000,000$935,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Idaho sellers ask

Does Idaho have a real estate transfer tax?

No. Idaho has no real estate transfer tax, at the state level or locally.

Who pays the transfer tax in Idaho, the buyer or the seller?

Nobody. Idaho does not tax the transfer of a home.

Are there city or county transfer taxes in Idaho?

No. Idaho cities and counties do not add one.

How do I estimate my net proceeds in Idaho?

Start with the sale price, then subtract the agent commission, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Idaho seller keeps about $374,000 before paying off the mortgage.

Buying in Idaho instead? See taxes when buying a house in Idaho.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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