US Home Sales Tax

Utah seller net proceeds calculator

Utah has no real estate transfer tax.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsUtah ยท Rates verified November 2026
Pay to the order ofYou, the seller$374,000

Three hundred seventy-four thousand and 00/100 dollars

$400,000 sale, less $26,000 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxUtah has no transfer tax.$0
Other closing costs-$4,000
Mortgage payoff$0
You keep$374,000

How transfer tax works in Utah

Rate
None
Who usually pays
Nobody. Utah does not tax the transfer of a home.
Local taxes
None.
Official source
Utah State Tax Commission
Last verified

What a Utah seller keeps at common sale prices

Sale priceSeller keeps before mortgage payoff
$150,000$140,250
$250,000$233,750
$400,000$374,000
$600,000$561,000
$1,000,000$935,000

Assumes a 5.5% agent commission and 1% in other closing costs. Change any figure in the calculator above.

Questions Utah sellers ask

Does Utah have a real estate transfer tax?

No. Utah has no real estate transfer tax.

Who pays the transfer tax in Utah, the buyer or the seller?

Nobody. Utah does not tax the transfer of a home.

Are there city or county transfer taxes in Utah?

No. Utah cities and counties do not add one.

How do I estimate my net proceeds in Utah?

Start with the sale price, then subtract the agent commission, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Utah seller keeps about $374,000 before paying off the mortgage.

Buying in Utah instead? See taxes when buying a house in Utah.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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