US Home Sales Tax

North Carolina transfer tax calculator

North Carolina charges an excise tax of $1 for every $500 of the sale price, rounded up to the next $500. Seven coastal and northeastern counties add a 1% land transfer tax.

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Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsNorth Carolina ยท Rates verified November 2026
Pay to the order ofYou, the seller$373,200

Three hundred seventy-three thousand two hundred and 00/100 dollars

$400,000 sale, less $26,800 in costs and payoff

Itemised estimate
Sale price$400,000
Agent commission-$22,000
Transfer taxRate: $1 per $500 (0.2%). Usually paid by the seller.-$800
Other closing costs-$4,000
Mortgage payoff$0
You keep$373,200

How transfer tax works in North Carolina

Rate
$1 per $500 (0.2%)
Who usually pays
The seller.
Local taxes
Dare, Camden, Chowan, Currituck, Pasquotank, Perquimans and Washington counties charge an extra 1% land transfer tax, for 1.2% in total.
Official source
Dare County Tax Department, land transfer tax
Last verified

North Carolina transfer tax at common sale prices

Sale priceTotal transfer taxSeller's usual shareSeller keeps before mortgage payoff
$150,000$300$300$139,950
$250,000$500$500$233,250
$400,000$800$800$373,200
$600,000$1,200$1,200$559,800
$1,000,000$2,000$2,000$933,000

Assumes a 5.5% agent commission and 1% in other closing costs, at the "Most counties" rate. Change any figure in the calculator above.

Local rates in North Carolina

CountyTotal tax on a $400,000 saleSeller's usual share
Most counties$800$800
Dare, Camden, Chowan, Currituck, Pasquotank, Perquimans or Washington$4,800$4,800

Questions North Carolina sellers ask

How much is transfer tax in North Carolina?

North Carolina charges $1 per $500 (0.2%). On a $400,000 sale the total comes to $800, and the seller's usual share is $800.

Who pays the transfer tax in North Carolina, the buyer or the seller?

The seller.

Are there local transfer taxes in North Carolina?

Dare, Camden, Chowan, Currituck, Pasquotank, Perquimans and Washington counties charge an extra 1% land transfer tax, for 1.2% in total.

How do I estimate my net proceeds in North Carolina?

Start with the sale price, then subtract the agent commission, your share of the transfer tax, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a North Carolina seller keeps about $373,200 before paying off the mortgage.

Buying in North Carolina instead? See taxes when buying a house in North Carolina.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.

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