Hawaii transfer tax calculator

Hawaii's conveyance tax depends on the sale price and on the buyer. The price sets one rate for the whole sale, from 0.1% under $600,000 to 1% at $10 million. A higher scale applies when the buyer of a house or condo does not qualify for the county homeowner exemption.

Sale price

State

Buyer

Mortgage payoff (what you still owe)

Agent commission

Other closing costs

Other closing costs cover title, escrow or attorney fees and recording. One percent is a common planning figure.

Estimated net proceedsHawaii · Rates verified November 2026

Pay to the order ofYou, the seller$373,600

Three hundred seventy-three thousand six hundred and 00/100 dollars

$400,000 sale, less $26,400 in costs and payoff

Itemised estimate
Sale price	$400,000
Agent commission	-$22,000
Transfer taxRate: 0.1% to 1% by price (0.15% to 1.25% when the buyer will not live there). Usually paid by the seller.	-$400
Other closing costs	-$4,000
Mortgage payoff	$0
You keep	$373,600

How transfer tax works in Hawaii

Rate: 0.1% to 1% by price (0.15% to 1.25% when the buyer will not live there)
Who usually pays: The seller pays the conveyance tax.
Local taxes: There are no county transfer taxes. The rate changes with the buyer instead: an investor or second-home buyer puts the sale on the higher scale.
Official source: Hawaii Department of Taxation, Form P-64A instructions
Last verified: November 2026

The rate applies to the whole price, so crossing a line such as $600,000 or $1,000,000 raises the tax on every dollar.
Rates have not changed since 2009. Bills to raise them on sales above about $2 million failed in 2026.

Hawaii transfer tax at common sale prices

Sale price	Total transfer tax	Seller's usual share	Seller keeps before mortgage payoff
$150,000	$150	$150	$140,100
$250,000	$250	$250	$233,500
$400,000	$400	$400	$373,600
$600,000	$1,200	$1,200	$559,800
$1,000,000	$3,000	$3,000	$932,000

Assumes a 5.5% agent commission and 1% in other closing costs, at the "Buyer will live in the home" rate. Change any figure in the calculator above.

Local rates in Hawaii

Buyer	Total tax on a $400,000 sale	Seller's usual share
Buyer will live in the home	$400	$400
Investor or second-home buyer	$600	$600

Questions Hawaii sellers ask

How much is transfer tax in Hawaii?

Hawaii charges 0.1% to 1% by price (0.15% to 1.25% when the buyer will not live there). On a $400,000 sale the total comes to $400, and the seller's usual share is $400.

Who pays the transfer tax in Hawaii, the buyer or the seller?

The seller pays the conveyance tax.

Are there local transfer taxes in Hawaii?

There are no county transfer taxes. The rate changes with the buyer instead: an investor or second-home buyer puts the sale on the higher scale.

How do I estimate my net proceeds in Hawaii?

Start with the sale price, then subtract the agent commission, your share of the transfer tax, title and closing fees, and the balance left on your mortgage. On a $400,000 sale with a 5.5% commission and 1% in other costs, a Hawaii seller keeps about $373,600 before paying off the mortgage.

Buying in Hawaii instead? See taxes when buying a house in Hawaii.

More on the basics: What closing costs does a seller pay?, Who pays the transfer tax, the buyer or the seller?, How to calculate net proceeds from a home sale.